The real number,
not the headline number.
Financial decision tools that show what other calculators hide — purchasing power, real hikes, break-even salaries. No clutter, no ads.
Financial Tools
Each tool shows one insight no other Indian finance site shows.
Salary Sanity Checker
Compare purchasing power across Indian cities before switching jobs.
Shows your real hike after city cost adjustment
New vs Old Tax Regime
Find exactly how much tax you save — slab-by-slab — and which regime wins for your salary and deductions.
Shows the exact break-even point + monthly savings
Job Offer True Value Calculator
Strip any offer down to guaranteed monthly in-hand — separating fixed pay, variable risk, and one-time bonuses.
Shows your real recurring gain, not the CTC headline
Emergency Fund Runway Planner
Check if you can safely switch now by modeling runway based on expenses, savings, and risk profile.
Shows earliest safe switch month + savings gap
FD Ladder Planner
Split your FD amount across staggered maturities for liquidity and better blended returns.
Shows no-break runway months from FD ladder structure
SIP vs FD vs RD Comparison
Compare SIP, FD, and RD after tax and inflation for FY 2026-27 — not just the pre-tax number.
Shows the real, post-tax, inflation-adjusted winner
Credit Card Recommender
Find the best card based on your actual monthly spend mix.
Shows effective cashback rate on your spend